: Illegal Foreclosures are Opening Loan Mod Doors

Ads Title*:	Illegal Foreclosures are Opening Loan Mod Doors
Ads Description*:	Let's take a look at some of the more common illegal foreclosures: 1. The lender who is foreclosing on you is not the lender on your deed of trust. This is ok if all the proper assignments are recorded. Of course, the lenders set up MERS and very few loans have the proper chain of title. If this has happened to you, then you need to consider getting a Securitization audit to track the deed of trust, and to track the note. You could just possibly save your home! Here's one of the key reasons why homeowners are now demanding a Securitization Audit. It is a new day. The Homeowner had first the laws of TILA, RESPA, HOEPA and ECOA on his side – and Forensic Audits proved that the banks lied to the homeowners when they gave the loans. But now again, they lie when they foreclose on his home. There's an audit to empower homeowners with the laws of the land once again. That's the Securitization Audit. 2. Was your foreclosure started with just your note? Did they fail to include the deed of trust? Did the lender who started the foreclosure own both the note and the deed? Again, if these two documents are not properly recorded, kept together and utilized by the rightful owner, then you could be suffering through an illegal foreclosure. A securitization audit is the way to find out. 3. Robo-signers or "The Burger King Kids": By now, we all know that the big banksters have admitted to some "paperwork" errors. Cat's out of there bag there folks. Are you going to trust that the lying loan-sharking lenders who worked in cahoots with foreclosure mill attorneys have now "corrected" everything. I should hope not. Better get your own independent Securitization Audit to ensure that you are not the unwitting victim of property thieves. 4. Predatory Loans: Loans that wipe you out financially, and were designed to do so from the onset – they consume far more of your income than is allowed, there were often bait and switch tactics used to get the homeowner into the loan, huge kickbacks to brokers, high interest rates, adjustable interest rates, the list goes on and on and on. And it is these types of violations that bring real hope to the homeowners when he gets his loan audited. This is the Forensic Loan Document Review. It is the audit that investigates all the federal laws that protect you, not just the more commonly known ones. 5. There are many homeowners today that are suffering with both predatory loans and illegal or predatory foreclosures. Muster up the power you have to protect yourself and turn this situation around. Show the lender a forensic loan audit and a securitization audit and watch him start to finally negotiate. You may even find that your foreclosure just sort of "disappears". Put the ball back in your court. You do not have to be victimized or stolen from. You can take this situation and turn it around. You can save your home. Tila Solutions Consultants can help you determine what services you need and they also have negotiations services to help you get loan modifications. If you plan on taking your lender to court, their examiners provide telephone testimony for your lawsuit. Most people just want the problem solved the fastest way possible, which is giving the lender the opportunity to use loan modification to fix the problem. Stop your illegal foreclosure, get your loan modified and save your home. Tila Solutions is there to help you. To find out about their services, call them at (702) 508-0335. Learn more about the work this company is doing at http:// www.tilasolutions.com. It is a whole new day dawning for the homeowner. Tags: illegal foreclosure, banksters, securitization audit, forensic audit, TILA, HOEPA, RESPA, ECOA homeowners, predatory Foreclosure, Loan Mod, Loan Modification, Predatory Loans, Predatory Lenders, forensic loan document review, Banksters, Assignment audit, Tila solutions, Tila, Tila Solutions Consultants, MERS
Website:	http://www.tilasolutions.com
Name:	Sean Hansen
Address:	USA
Phone Number / Email:	(702) 508-0335 / Sean78737954312@yahoo.com

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: Bank of America Sued by Arizona and Nevada for Fra

Ads Title*:	Bank of America Sued by Arizona and Nevada for Fraudulent Mortgage Modifications
Ads Description*:	First let's review to see if this is the first time that Bank of America has been accused of pretending to modify loans: BofA Sued AGAIN Over HAMP: Bank Accused Of Lying About Lost Paperwork Arthur Delaney - 07/12/2010 02:00 PM In a new lawsuit seeking class-action status, homeowners accuse Bank of America of systematically and deliberately failing to comply with the Obama administration's mortgage modification program by lying to borrowers about missing paperwork and fudging their financial information, among other things... (Huffington Post) And then . . . Enough: Rampant Fraud in Foreclosures Means It's High Time for a National Foreclosure Moratorium Ray Brescia - 10/04/2010 10:06 AM Officials at two major banks admit that they filed fraudulent documents in hundreds of thousands of foreclosure actions. African-American and Latino borrowers are roughly 75% more likely than white borrowers of similar economic backgrounds to face foreclosure. (Huffington Post) And now . . . Arizona, Nevada Sue Bank Of America Over Mortgages New York Times - 12/18/2010 09:09 AM The attorneys general of Arizona and Nevada on Friday filed a lawsuit against Bank of America, accusing it of engaging in "widespread fraud" by misleading customers with "false promises" about their eligibility for modifications on their home mortgages... "In withering complaints filed in state courts in both states, the attorneys general accused Bank of America of assuring customers that they would not be foreclosed upon while they were seeking loan modifications, only to proceed with foreclosures anyway; of falsely telling customers that they must be in default to obtain a modification; of promising that the modifications would be made permanent if they completed a trial period, only to renege on the deal; and of conjuring up bogus reasons for denying modifications. "The complaints in the lawsuit in many ways echoed problems encountered by homeowners nationwide who have tried with little luck to obtain mortgage modifications from banks, often through a federal program set up for that purpose. Thousands of homeowners complain that banks repeatedly lose their documents, fail to return calls or foreclose when a homeowner believes he or she is still negotiating a modification." Tila Solutions receives countless calls from homeowners every day who have suffered at the hands of all the major and minor banks --- describing the situations that are cited in these two most recent suits by Arizona and Nevada. And sadly, many of the people who call, seeking help, still have a hard time believing that the bank will, in the end, take their home. Why? Because they keep being told by the bank, "Not to worry, you are in review for modification," or "Just resubmit your paperwork." Weeks later, Tila Solutions gets that call from that same homeowner again: "They sold my home, what do I do now?" If there is any message that homeowners need to hear and believe it is the fact that the bank is lying to you. There is substantial proof of it all over the news, in the courts, around the internet, and in your own neighborhoods. Those who save their homes do so by refusing to listen to the banks, and getting professional help. It has been stated for months by many people in many walks of life: Banks do not want to modify your loan. They'll string you along because they want to foreclose on you. Why? There's no money in modification. That is the simple truth. Here's the most important thing to remember: Banks will foreclose on you while they fight the lawsuits that have been filed against them. The way you save your home is by taking action now. There are those who think and say they'll wait for the government to do something – they will lose their homes while they wait. The bank can foreclose much faster than the government can try a case in the courts. The success in saving your home starts with investigating the bank and holding the bank accountable for the crimes they committed against you when they gave you the loan, that's called a forensic audit. If you are already in foreclosure, then investigate the bank to find out if they even have the legal documents they need to foreclose on you—that's called a Securitization Audit. These two audits will open the doors to helping you save your home. Tila Solutions is expert in getting these investigations done and then using them to get the bank to quit leading you on and give you a loan mod – and a good one at that. Trust the people who have the proven record of saving homes. Stop trusting the people who lied to you, cheated you, and are continuing to do so every day. When they tell you that you don't need anybody on your side, (while they are suing you) just remember that they can manipulate you and that is why they don't want a professional helping you. You ar e easier to lie to and bamboozle than a professional company that has the proof of all their crimes and stands up for you, fights for you, and most important of all wins for you. Tila Solutions looks out for you. Their audits will prove you were wronged and they will use those audits to help you get a loan mod. A Tila Solutions Consultant is available for people by telephone at (702) 508-0335. Or you can visit the Tila Solutions website at http://www.tilasolutions.com. They will help you and your family. They are on your side. TAGS: BofA, Bank of America, loan mod, loan modification, foreclose, foreclosure, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, predatory loan, notice of default, Securitization Audit, fraudulent loan modifications, Arizona, Nevada, Attorneys General, HAMP
Website:	http://www.tilasolutions.com
Name:	Helen Johnson
Address:
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: Portable Toilet-WC Portable Lengkap by BioSeven.ne

Ads Title*:	Portable Toilet-WC Portable Lengkap by BioSeven.net mulai 5,9JT
Ads Description*:	BioSeven Online - INDONESIA JKT: 0888 142 8895 SBY: (031) 78 400 430 / 596 6125 Cell: 0888 0370 8872 / 0821 4123 5115 Email: biosevens@gmail.com Website: http://bioseven.net Green Environmentally Friendly Products
Website:	http://bioseven.net
Name:	BioSeven BioSeven
Address:	Surabaya, Semarang, Jakarta, Medan, Manado, Balikpapan & Denpasar
Phone Number / Email:	biosevens@gmail.com

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: Square & Cylinder Panel Tank-Tangki panel FRP Fibe

Ads Title*:	Square & Cylinder Panel Tank-Tangki panel FRP Fiber kotak & silinder by BioSeven.net
Ads Description*:	BioSeven Online - INDONESIA JKT: (021) 502 88 232 SBY: (031) 78 400 430 / 596 6125 Cell: 0888 0370 8872 / 0821 4123 5115 Email: biosevens@gmail.com Website: www.bioseven.net Green Environmentally Friendly Products
Website:	http://bioseven.net
Name:	BioSeven Online
Address:	Surabaya
Phone Number / Email:	biosevens@gmail.com

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: bisnis internet mudah dan cepat

Ads Title*:	bisnis internet mudah dan cepat
Ads Description*:	Ingin cepat kaya bukanlah hal yang sulit lagi bagi setiap orang karena dengan sistem ini dengan langkah yang mudah akan dapat dicapai hasil yang memuaskan. Tanpa membuat website pribadi, tanpa perlu paham akan programming, dari kalangan manapun pasti dapat melakukannya. Hal ini dikarenakan anda hanya memerlukan modal kecil untuk dapat memulai bisnis anda. ingin mendapatkan kekayaan dengan cepat??? mari bergabung bersama kami di www.berhasil-bisnis.com
Website:	http://www.berhasil-bisnis.com
Name:	angge
Address:
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: Kado Valentine Dress Rempel

Ads Title*:	Kado Valentine Dress Rempel
Ads Description*:	Buat kamu yang lafi cari Kado / Hadiah Valentine silahkan mampir di http://PusatBajuWanita.com Banyak Dress Wanita | Baju Valentine |Busana | Cardigan | Kemeja | Add kami di FACEBOOK dgn nama pusatbajuwanita di HALAMAN . Kalo mau jadi Reseller baju fashion wanita bisa. Hub : 087780353338 atau ym :rita_shu@yahoo.com Website http://PusatBajuWanita.com
Website:	http://PusatBajuWanita.com
Name:	Mira Mira
Address:	JL.PADEMANGAN 3 GANG
Phone Number / Email:	pusatbajuwanita@gmail.com

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: Jasa Terjemahan 5ribu/lbr

Ads Title*:	Jasa Terjemahan 5ribu/lbr
Ads Description*:	Jasa Terjemahan Murah Berkualitas -- Hanya 5ribu/lbr Translance menawarkan jasa untuk melakukan terjemahan artikel, buku, ebook, jurnal dan atau apapun dari Bahasa Inggris-Bahasa Indonesia, maupun sebaliknya. Dalam melakukan tugasnya, Translance melakukan terjemahan secara manual. Tanpa Transtool, Google Translate atau sejenisnya sehingga hasil yang kami berikan akan jauh lebih rapi dan terstruktur. Pesan Sekarang Juga Di Sini! Dwi 0881 937 6618 http://JasaTerjemahan.weebly.com
Website:	http://jasaterjemahan.weebly.com
Name:	Translance Net
Address:	Surabaya
Phone Number / Email:	08819376618

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: bisnis internet mudah dan cepat

Ads Title*:	bisnis internet mudah dan cepat
Ads Description*:	Ingin cepat kaya bukanlah hal yang sulit lagi bagi setiap orang karena dengan sistem ini dengan langkah yang mudah akan dapat dicapai hasil yang memuaskan. Tanpa membuat website pribadi, tanpa perlu paham akan programming, dari kalangan manapun pasti dapat melakukannya. Hal ini dikarenakan anda hanya memerlukan modal kecil untuk dapat memulai bisnis anda. ingin mendapatkan kekayaan dengan cepat??? mari bergabung bersama kami di www.berhasil-bisnis.com
Website:	http://www.berhasil.com
Name:	angge
Address:
Phone Number / Email:	arizky76@gmail.com

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: MORTGAGE FRAUD EXAMINERS WARNS: BEWARE OF THE LATE

Ads Title*:	MORTGAGE FRAUD EXAMINERS WARNS: BEWARE OF THE LATEST FORECLOSURE RESCUE SCAM—FORENSIC LOAN AUDITS
Ads Description*:	Mortgage Fraud Examiners, the investigative firm who warned the public about loan modification scams, the "criminal loan modification trap" and the Mortgage Elimination scam is now warning the public of this latest scam. When the mortgage crisis hit American homeowners full-force, companies offering "foreclosure rescue" and "loan modification" companies sprouted like weeds. Most promised troubled homeowners quick fixes for high fees, and failed to deliver after collecting their money, leaving families poorer and closer to homelessness. The new flood of loan audit companies is fueled by the spread of loan modification companies in an attempt to side step the upfront fees that the states have prohibited these companies from charging. They're the proverbial "wolf in sheep's clothing." http://www.freddiemac.com/avoidfraud/rescuescams.html Mortgage Fraud Examiners is a project of Lex Consulting, LLC http://www.instantlawpartner.com. For over 30 years, Lex Consulting has provided litigation support to attorneys, helping them break into new areas of practice, or providing specialized advice for complex cases requiring novel approaches to the law. Due to the recent housing crisis, Mortgage Fraud Examiners, a team of specially trained attorneys, was created to provide borrowers and the legal community with comprehensive assistance to help them keep them in their homes. Mortgage Fraud Examiners CEO Storm Bradford explains: "Although forensic examinations of mortgage transactions can be of substantial value to a homeowner, regrettably, most companies providing these so-called 'loan audits' are nowhere near qualified to do so. They are performed and sold by persons with no legal training, such as, former real estate agents, mortgage brokers, or loan processors, who input data into some software program. The "audit" is a useless checklist of the documents provided to the "auditor," with no information about the legal implications of the documents. It's that old adage on computer software: 'Garbage-in, garbage-out.' We do our forensic examinations mostly for attorneys and their clients. Knowledgeable attorneys are going to spot a scam 'audit' a lot quicker than a layperson. We have to provide services that withstand the scrutiny and demands of a trained legal eye. You need a specific and unique legal knowledge to do a f! orensic examination of a mortgage transaction; a ten-minute software audit is no substitute for three years of law school. We're legal professionals looking for things that software can't find, besides, we know what to look for!" "A true forensic examination inspects the homeowners' appraisal, mortgage and supporting documents, in the context of the dealings surrounding the creation of those documents, so legal experts can discover legal defenses a homeowner can use to avoid foreclosure. Jonathon Moseley, an attorney specializing in foreclosures, employs the services of Mortgage Fraud Examiners explains, "Mortgage Fraud Examiners helps me identify contract defenses, torts, regulatory violations and other types of legal anomalies. The value of a thorough examination of the mortgage transaction is that the examination is done right -- with legal accuracy and depth. Unfortunately, cheap imitators must be avoided. A simplistic, software-based forensic audit by individuals with no legal training defeats the whole purpose: Careful analysis of the whole transaction, to include an analysis of the appraisal is needed to prepare a legal defense. The first step in any contract dispute is to see if the contract is legally valid. Too many lawyers never check whether the mortgage is even legally enforceable before rushing in to tackle a foreclosure. Spending money on one of these so-called forensic audits is entirely wasted because it takes a thinking legal pr! ofessional to find defects in a mortgage transaction." How does a consumer spot a legitimate loan auditor from an untrained one? "Ask the right questions," Bradford advises. "Ask how they do they conduct the audit- is it software, or are there specifically trained attorneys spending real time examining the documents looking for contract defenses and tortious conduct? If they're not performing a forensic appraisal that should be a clue. We find appraisal fraud in eight out of every ten-mortgage transactions we examine. Be wary of the scammers claiming to be 'Attorney backed,' or they're 'certified loan auditors.' Either legal professionals are performing the examinations, or not, and there is no schooling or certification process to becoming Joe the Auditor. Someone could have been a ditch digger last week and doing 'audits' this week. Be careful with a 100% guarantee. What are they REALLY guaranteeing, what are the loopholes? Homeowners need to be careful. "There really are many legal options available to homeowners facing foreclosure," Bradford concludes. "But there are no shortcuts to finding them. Every claim has unique facts, every claim has different applicable law, and only a legal professional is going to find the answers to help each individual borrower stay in their home." Contact: Mortgage Fraud Examiners Phone: 800-540-EXAM (3926) http://www.MortgageFraudExaminers.com
Website:	http://www.mortgagefraudexaminers.com
Name:	Storm Bradford
Address:	1818 Library St, Ste 500, Reston, Virginia
Phone Number / Email:	703-622-5181

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: bisnis internet mudah dan cepat

Ads Title*:	bisnis internet mudah dan cepat
Ads Description*:	Ingin cepat kaya bukanlah hal yang sulit lagi bagi setiap orang karena dengan sistem ini dengan langkah yang mudah akan dapat dicapai hasil yang memuaskan. Tanpa membuat website pribadi, tanpa perlu paham akan programming, dari kalangan manapun pasti dapat melakukannya. Hal ini dikarenakan anda hanya memerlukan modal kecil untuk dapat memulai bisnis anda. ingin mendapatkan kekayaan dengan cepat??? mari bergabung bersama kami di www.berhasil-bisnis.com
Website:	http://www.berhasil-bisnis.com
Name:	angge rizky
Address:	Jl.Suwarjono
Phone Number / Email:	arizky76@gmail.com

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: Get Free Membership of V-Key Leaks,

Ads Title*:	Get Free Membership of V-Key Leaks,
Ads Description*:	Get Free Membership of V-Key Leaks, & participate to make your world better Then yesterday. Click for more information: http://typeinternational.us posted my muhammadimranafzal
Website:	http://typeinternational.us
Name:	IMRAN
Address:	222
Phone Number / Email:

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: INVESTMENT' .Here in our website we provided lots

Ads Title*:	INVESTMENT' .Here in our website we provided lots of opportunities of online jobs ... Send me alerts for new ads posted in Business Opportunities, Franchise in Chennai. Visit: at:- www.getformoney.com Or E-Mail:- Info@getformoney.com Posted Id:- 8190154 Name :-amit kumar
Ads Description*:	INVESTMENT' .Here in our website we provided lots of opportunities of online jobs ... Send me alerts for new ads posted in Business Opportunities, Franchise in Chennai. Visit: at:- www.getformoney.com Or E-Mail:- Info@getformoney.com Posted Id:- 8190154 Name :-amit kumar
Website:	http://www.getformoney.com
Name:	AMIT AMIT
Address:	house no 86 vpo bhadar
Phone Number / Email:	amitpnp.addposting@gmail.com

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: How Good Are Your Chances For a Loan Modification?

Ads Title*:	How Good Are Your Chances For a Loan Modification?
Ads Description*:	There is nothing more powerful than a forensic loan audit to stop a foreclosure, stall a foreclosure, or prevent a foreclosure, and then successfully bring loan modifications to the homeowner. The success rate using Tila Solutions is greater than any other approach currently known. Let's see how this rates against other common approaches taken. Scenario One: You contact the bank, fax in the documents they request so that you can see if you qualify for a loan mod. Happily you go to work waiting to hear the results. The results are in: You've just picked up a foreclosure notice on your door. And, there are letters claiming the bank never received your documents for a loan mod in your mailbox. The cost of the foreclosure is being added to your mortgage, and you are being told that you have so many days to cure the default or foreclosure will begin. You don't have the several thousand dollars to cure the default and you lose your home: 100% failure rate for a loan mod in this scenario. You never even had a fighting chance: You didn't have a Forensic Audit. You didn't have anybody to ensure the bank actually did their job. Scenario Two: You've done a good bit of research on the internet and learned that the banks are being accused all the time of fraud. In fact you've concluded they are fraudulent, disorganized, they mislead you and provide false hope. You can't help but feel betrayed and distrusting as you research and learn how they lose papers, constantly find fault with you, and have more ways to disqualify you than you ever imagined. Thus you are "armed" for success. You contact the bank, put in your request for loan mod and repeatedly call and refax forms until you can no longer figure out how anything could ever be lost so often. With all this hard work, several months pass and finally you are approved for a loan mod, but the terms are completely unacceptable because you needed a lower monthly payment, and the bank rolled in escrows, and put all their fees to the back of the loan, and now you owe much more than the original loan. (and they say loan mod is free?) You won't be able to afford the payment for long. But you had some success – if you feel you can call it that: 2% - 10% success rate in this scenario. You are just stuck with what they gave you, and you never really had any negotiating power at all. A forensic Audit could have changed this for you. Scenario Two A: Despite your terrific intentions, as described above, and while the bank is telling you that they have it all under control, you receive notice from the bank's lawyers that they are suing you. Foreclosure has begun. You call the bank back they tell you not to worry; they still "have your back" for loan mod, and reassure you that you don't need professional help. They (who are charging you for the lawsuit they have brought against you) are "concerned" that you may be paying a professional company to help you and the bank tries to deter you, soothingly convincing you that you can work directly with them. Sadly, you agree to be soothed by the group that is suing you and don't get professional help. A few weeks pass and you have been disqualified for a loan mod and the bank owns your home. 100% failure rate for loan mod in this scenario. Again, there just was no real fighting chance. The bank mislead you and worse yet they advised you to do things that did not protect you from foreclosure. What would have happened if you had had a forensic audit completed and had somebody who knows how to handle the banks working on your side? Scenario Three: The Hamp Program. You've been prequalified and you know you are going to make it. You make your three payments and you do all your paperwork. Somehow, the three months turns into 9 months, but you actually got the loan mod. 2% to 4% success rate. Scenario Three A: Despite the above, somehow the bank found a way to take all that money from you and then disqualify you. You are now in foreclosure and worse still they've identified all your "missed payments" as reason to go ahead and give you a auction date too. Now you find that you have two weeks until they auction off your home. 100% failure rate for a loan mod in this scenario. Scenario Four: You hire an attorney and let him deal with it all. 25% to 50% success rate in this scenario. (Most attorneys do not use forensics – sadder still – they think forensic audits are not necessary. How incredulous is that: "No Mr. Homeowner, we don't need the laws of the land that have been passed since as far back as 1969 to protect you to get the bank to stop misleading, lying, and falsely advising you," Mr. Attorney replied. – That's not even a fifty/fifty chance. Scenario Five: You hire a loan mod company and let them deal with it all 25% to 50% success rate in this scenario. Same thing: No forensic audit. No leverage, no way to truly negotiate - only puppets of the bank. Scenario Six: You learn there is a company that has the edge – they do forensic loan audits. Then they negotiate new terms with your lender. The banks tell you those companies are scams, the attorneys tell you the same, and of course the loan mod companies tell you that you just need to qualify at the bank and they know how to "make" you qualify so again you don't need a forensic audit. Yet the people are losing their homes with these attorneys, banks, and or loan mod companies. Homeowners should always arm themselves and never lose sight of the fact that federal laws protect them. Lenders violated them. Attorneys don't always know those laws and thus can't work with them, loan mod companies only know how to "bash" those laws. A Forensic audit is a very precise examination of the federal laws that guide lenders when issuing loans and protect homeowners from ending up on the road to foreclosure. If you are not using them, then your chance of success is dramatically decreased. Tila Solutions is the premier company for forensic audits. Their success rate for saving homes from foreclosure using forensics, negotiations, and a host of other tools has them elevated to a 90 percentile range. Moreover, Tila Solutions can actually help homeowners who have lost their homes and want them back. Tila Solutions Consultants are available to discuss your situation and the loan the lender gave you. They'll look to see if there are any signs of a predatory loan, they'll review to determine if there have been any predatory actions against you by your lender. They will discuss how to proceed and if foreclosure is becoming a crisis, review options and solutions. A Tila Solutions Consultant is available for you by telephone at 702 – 508 - 0335. Or you can visit the Tila Solutions website at http://www.tilasolutions.com. They will help. They are on your side. Tags: Forensic Loan Audit, Stop Foreclosure, Tila Solutions, Tila, Forensic Loan Review, Mortgage Audit, predatory loan, Fraud, Loan Modification, loan mod foreclosure, mortgage fraud, Loan modification, foreclosure information, short sale, 2 stop foreclosure
Website:	http://www.tilasolutions.com
Name:	Tarra Tyrrell
Address:	Optional
Phone Number / Email:	andy09292883@hotmail.com

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: Tila Solutions Stops Foreclosures with Forensic or

Ads Title*:	Tila Solutions Stops Foreclosures with Forensic or Securitization Audits & Expert Negotiations
Ads Description*:	According to the research firm RealtyTrac, a record 2.9 million homes fell into foreclosure in 2010, with banks seizing more than 1 million homes. By the end of December, roughly one out of every 500 housing units in the U.S. had received a foreclosure filing. More than 3 million foreclosure notices are expected in 2011. One still hard to find statistic: 80% of the homeowners who do what their bank says and avoid the use of professional companies to assist them are the ones that lost their homes to foreclosures. These are not the statistics that show the government, with the HAMP Mod Program, or the banks with their in-house loan modifications are serious about giving people modifications, or have any desire to actually stop foreclosures. Nor do they support "going it alone against the bank" if you truly want to stop foreclosure. In fact in recent months, more and more evidence is surfacing to support the claims that the government is doing nothing to stop foreclosure because they have the misguided belief that accelerating foreclosures will help the recovery of the economy. (Alan Scherber, bnet.com blog news article of January 28, 2011, Foreclosure Express: Why the Feds Let Banks Get Away with Murder) As more and more Americans wake up and smell the coffee, they are returning to simple truths that they've known all along: Banks do not help people in need, Banks do not help people with hardships, Banks only lend money to those who don't need it, Banks only lend money to those who are a good risk. Those are the simple truths of Banks. Their assessment of who gets a loan mod follows those hard fast rules of banking. As for the Government: The government shines on to the American Public, looking for a vote, but complies with the demands of whatever the group with the most money for his campaign lays out. Those are the simple truths of politics. Banks fund politicians well. Where does this leave the American Homeowner in distress: He will be lied to, mislead, given false promises, and then he will get a foreclosure notice in the mail – normally while still waiting for the loan modification that will never come. He will be told there is no way to stop foreclosure. He will be told in the next call, "not to worry, that foreclosure is just a formality, we are going to stop foreclosure just as soon as we give you this loan mod, and that is still under review." He will be given this line of garbage right up to the time that his home is sold at the sheriff's auction. It is happening right now as you read this to thousands of homeowners. Meanwhile politicians stand by, and claim they are really on the American Homeowners side. It is for these reasons that homeowners have stopped listening to the banks, to the government, and to all the precautions against getting professionals to help them stop foreclosure and get a loan mod. One of the leading companies today helping homeowners save their homes is Tila Solutions. They first conduct forensic or securitization audits to find out all the wrongdoings of the banks. And then, with a true defense for the homeowner (not "oh he's having hard times", but "look Mr. Banker, you violated TILA, RESPA and committed fraud when you wrote this loan," they negotiate loan modifications for homeowners. What's astonishing about this company is that they are getting those foreclosures stopped, and they are consistently getting those loan modifications-- often with principal balance reductions. The company will provide free consultations for homeowners who need to get a loan modification, need to stop foreclosure, or have concerns about their loans. Tila Solutions is able to help homeowners who are current, or in pre-foreclosure as well. Their strength comes from conducting the Forensic Loan Reviews and Securitization Audits before they will attempt to negotiate with the bank. Tila Solutions looks out for the homeowner. A Tila Solutions Consultant is available for people by telephone at (702) 508-0335. Or you can visit the Tila Solutions website at www.tilasolutions.com. They will help. They are not funded by the governments or the lenders. They are on the homeowners' side. Key Words: foreclosure, stop foreclosure, loan mod, loan modification, forensic audit, forensic loan reviews securitization audit, Hamp Mod, modifications, sheriff's auction, Tila Solutions, free consultations
Website:	http://www.tilasolutions.com
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: tokobajubayiku

Ads Title*:	tokobajubayiku
Ads Description*:	Jual Grosir/Eceran Baju Bayi Merk Fluffy dan Baju Anak Sisa Ekspor/Branded Reseller are Welcome, Harga Dijamin Murah Harga di Kami Masih Bisa di Nego Tergantung Jumlah Order Semakin Banyak Jumlah Order Semakin Besar Discountnya……
Website:	http://tokobajubayiku.multiply.com/
Name:	tokobaju bayiku
Address:	bandung
Phone Number / Email:

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: Bank of America Claims “Inaccurate or Faulty Doc

Ads Title*:	Bank of America Claims "Inaccurate or Faulty Documents" Don't Show Homeowner Was Harmed
Ads Description*:	Banks are not above the law, but they will try to operate as if they are. Here's the latest: Bank of America has claimed that a couple from Indiana really doesn't have a case against them for robo-signed foreclosure documents. Why? Because the family, according to BofA, didn't try to do anything to stop the foreclosure, thus they can't prove the bank "harmed" them. Now, here's the real question: Is it true? Are people really just not making their payments and ignoring all those letters and phone calls and then letting the bank take their home? In the main, no-- they are all over it, trying desperately to resolve the situation and save their home. It is just their word against the banks. People who use the services provided by Tila Solutions accumulate plenty of proof of all the harm the bank's loan has caused them, all the actions they took to try and stop a foreclosure, and their proof of this begins with the Forensic Audit and Securitization Audit. Plenty of Attorneys for lenders have been caught lying to judges in the past, claiming that homeowners never attempted to apply for loan mods, even though the homeowner had tried for months! There are countless reports of homeowners who never even received a notice of default, but only learned that their home was no longer theirs when the Sherriff came to evict them. The whole, "You can't prove that we harmed you" is a rather fascinating development that homeowners would be wise to do something about. What proof do homeowners have that they have taken every effort to try and prevent the bank from harming them? Seriously, if the homeowner is the only one working directly with the bank (which is the way banks and government prefer you work), it becomes his word against the banks. Seems the bank normally comes out the winner. Tila staff have investigated so many predatory loans to date that there is no doubt anymore of the banks harming the people. You don't see too many banks claiming that they "harmed" a person because of their predatory loans either. Unless an independent company investigates the bank, you can count on the bank brushing the whole predatory loan, or right to foreclose (where's the note) under the carpet and out of your view. Your property is being stolen from you by banks that claim they can prove they have not harmed you and it is ok to have fraudulent foreclosure documents because you were missing your payments anyway! It's hard not to compare that to some justification a child might use, such as: it was ok for the child to eat all the cookies because nobody else was—clearly nobody was harmed! Facts: Usually homeowners are missing payments on loans that were designed to fail. Forensic Loan Audits consistently prove this. That right there is a lot of harm to the homeowner. Most homeowners are being told to stop making payments by banks to qualify for loan modifications. That is more harm to the homeowner. Most homeowners are being stalled with "lost paperwork," "didn't get your fax," and other ridiculous antics from lenders during the loan mod process while the lender proceeds with foreclosure. Homeowners are often waiting for more than a year to get a loan mod – the amount of missed payment being added to a loan benefits the lender and harms the homeowner. Most homeowners who are being foreclosed upon are being foreclosed upon by a bank that doesn't even own the note and/or has the deed rightfully assigned. That is the final bit of harm. Of course a Securitization Audit proves this. But if you don't have somebody working as an authorized third party on your behalf, how do you prove any of it? If you don't have a Forensic Audit of the original loan the lender gave you done, how do you prove the harm they are guilty of from the very moment they created that loan for you? If you don't get a Securitization Audit done to show whether or not the lender can even foreclose upon you, how do you prove that they can't take your home? Even more important than proof is the fact that if you get a company like Tila Solutions involved on your behalf, then more than likely you won't need to think about what you have to prove and can't. You can just think about how you were one of the lucky few who actually escaped the bank oppression and still have your home. You have to take care of matters and protect yourself and your family. The bank isn't there to help you. They are there to protect their financial bottom line. They have proven repeatedly that they look out for number one, and that is not you. Tila Solutions looks out for you. Their audits will prove you were wronged and they will use those audits to help you get a loan mod. A Tila Solutions Consultant is available for people by telephone at (702) 508-0335. Or you can visit the Tila Solutions website at http://www.tilasolutions.com/. They will help you and your family. They are on your side. Tags: BofA, Bank of America loan mod, loan modification, foreclose, foreclosure, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, predatory loan, notice of default, Securitization Audit
Website:	http://www.tilasolutions.com/
Name:	Harlan Gray
Address:
Phone Number / Email:	(702) 508-0335

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