: Isn’t it Time You Knew What Is Really Happening
| Ads Title*: | Isn't it Time You Knew What Is Really Happening with Loan Modifications? |
| Ads Description*: | <p class="MsoNormal"><span>Currently, every Bank's Foreclosure Department operates at maximum efficiency, smoothly running through the processes required to foreclose on you in "a timely fashion". <span> </span></span></p> <p class="MsoNormal"><span><span> </span>Meanwhile, the Loan Modification department, whose job is to "help" you stay in your home, operates like the three stooges (losing faxes, asking for the same thing over and over, transferring you to multiple untrained personnel – often in India). They just seem to be "unable" to do a job that normally does not take more than a couple weeks completed in less than a year.<span> </span><strong>Actions speak louder than words.<span> </span>The actions are to foreclose.</strong></span></p> <p class="MsoNormal">You have heard people say, "Don't pay a professional to get your loan modified."<span> </span>They tell you that you can work with those helpful lenders who got us all into this mess.<span> </span>They reassure you that you'll get a great loan mod-- but wait—those are the people who are suing you to foreclose on your home!<span> </span>Since when do people who are suing you really become (honestly now) "helpers"?</p> <p class="MsoNormal">Did you know they make far more money if they foreclose on you?<span> </span>They lose money if they give you a loan mod.<span> </span>And don't overlook this little item: many of them are even guaranteed to make money if they foreclose!<span> </span>Check out this video that made big waves a couple of months back, it revealed one such guarantee by the FDIC and One West Bank. <a href="http://vimeo.com/10074664">http://vimeo.com/10074664</a></p> <p class="MsoNormal">Seriously, the banks hate to see Tila Solutions involved. <span>They know that if Tila is investigating, <span> </span>they can't kick you around.<span> </span>They know that when Tila Solutions Examiners audit home and commercial property loans they find laws broken and fraud committed. <span> </span>It really messes up the bank's game plan!</span></p> <p class="MsoNormal"><span>Tila gives the power to force the bank to do a loan mod or have the tides turned on them, with you being the one suing!<span> </span>That one suit of yours could become the basis for many others.<span> </span>Class action suits against the banks are rampant right now.<span> </span>Bank of America is currently being sued for taking government funds to do loan modifications and then NOT DOING THE MODIFICATIONS.<span> </span><span style="text-decoration: underline;">And remember this:<span> </span>You are still providing your share of 75 billion dollars to keep the banks afloat so they can pretend to help you while they are actually foreclosing on your home.</span></span></p> <p class="MsoNormal">Take a look at a couple of the emails that Tila Solutions receive everyday from people needing help.<span> </span>Below these emails are examples of what the outcome is when Tila Forensic Loan Audits are used with the banks.</p> <p class="MsoNormal">Of course, you can try for a loan modification on your own and probably lose your home. Or you can contact a Tila Consultant and ask for a forensic audit on your loan.<span> </span>They'll also take over the negotiations for you and in almost all cases they will save your home and cut your payments by 40%-50%.</p> <p class="MsoPlainText"></p> <p class="MsoPlainText">-----Original Message----- From: Sent: Thursday, May 27, 2010 8:39 PM To: helpdesk@tila-now.com Subject: Online Application Information <p class="MsoPlainText"></p> <p class="MsoPlainText">Name:</p> <p class="MsoPlainText">Phone number:</p> <p class="MsoPlainText">State:</p> <p class="MsoPlainText">Email address:</p> <p class="MsoPlainText">My situation is: In Feb 2009 we began loan modifacation. Home Eq was sold to Quantum and Quantum recommended we do a re finance. GMFS the refi company has had us waiting since last Feb 2010 on the closing. Recieved notice today that if we do not pay 3,000 by tomorrow our home will be forclosed on June 1, 2010. We do not have those funds and are considering short sale or some advice.</p> <p class="MsoPlainText">_____________________________________________________________________________</p> <p class="MsoPlainText"></p> <p class="MsoPlainText">-----Original Message----- From: Sent: Thursday, May 27, 2010 4:28 PM To: helpdesk@tila-now.com Subject: Online Application Information <p class="MsoPlainText"></p> <p class="MsoPlainText">Name:</p> <p class="MsoPlainText">Phone number:</p> <p class="MsoPlainText">State:</p> <p class="MsoPlainText">Email address:</p> <p class="MsoPlainText">My situation is: I am an attorney and would like to talk to you about using your service.</p> <p class="MsoPlainText"></p> <p class="MsoPlainText">_____________________________________________________________________________</p> <p class="MsoPlainText"></p> <p class="MsoPlainText">From: Sent: Wednesday, May 26, 2010 11:14 AM To: helpdesk@tila-now.com Subject: Online Application Information <p class="MsoPlainText"></p> <p class="MsoPlainText">Name:</p> <p class="MsoPlainText">Phone number:</p> <p class="MsoPlainText">State:</p> <p class="MsoPlainText">Email address:</p> <p class="MsoPlainText">My situation is: Chase was the 2nd mortgage they paid the 1st off now someone cam to my door and told me that they are her to relocate me HELP</p> <p class="MsoNormal"><span> </span></p> <p class="MsoNormal"><strong> </strong></p> <p class="MsoNormal"><strong>Below are just a few examples of the types of results we get for clients every day at Tila</strong></p> <p class="MsoNormal"><strong><span style="text-decoration: underline;"><span>Loan Modifications & Restructurings:</span></span></strong></p> <p class="MsoNormal"></p> <p class="MsoNormal">Perm Loan Mod agreed to:<span> </span>Step Rate mod starts at 2% in 2010 and moves to 5.25% in 2018 until maturity in July of 2050.<span> </span>$127,542.71 of the principal balance is being deferred by B of A and interest will not be charged on this amount. Remaining Principal balance of $306,152.73 will be interest bearing.<span> </span>Regular monthly mortgage payment prior to modification was $3809.58/month.<span> </span>New monthly payment after mod is $1951.27.</p> <p class="MsoNormal">FROM LISA: Thank you very much . Without TILA & Liana I believe loan mod agreement for me would never happen.<span> </span>Lisa</p> <p class="MsoPlainText">_____________________________________________________________________________</p> <p class="MsoNormal"><strong><span style="text-decoration: underline;"><span>Dianna G</span></span></strong><span style="text-decoration: underline;"><span>: <span> </span></span></span></p> <p class="MsoNormal"><span><span> </span>Old Terms: <span> </span>10.750% Adjustable rate interest, $608.00 monthly payment</span></p> <p class="MsoNormal"><span><span> </span><span> </span>New Terms:<span> </span><span> </span>4.600% Fixed rate interest, $339.36 monthly payment</span></p> <p class="MsoNormal"><em><span><span> </span><span> </span></span></em><strong><em><span>Lowered interest rate by 6.15%! Changed from Adjustable Rate to Fixed Rate!</span></em></strong><em><span></span></em></p> <p class="MsoNormal"><strong><em><span><span> </span>Homeowner now current on loan and foreclosure has been stopped!</span></em></strong><em><span></span></em></p> <p class="MsoNormal">_____________________________________________________________________________<strong><span style="text-decoration: underline;"><span></span></span></strong></p> <p class="MsoNormal"><strong><span style="text-decoration: underline;"><span>DOUG <span> </span>N:<span> </span></span></span></strong></p> <span><span> </span>Old Principal Balance:<span> </span>$161,275.55</span> <strong><span><span> </span>New Principal Balance: $156,849.13</span></strong> <span><span> </span>Old Terms:<span> </span>7.57% interest, monthly payment including escrow: $1,729.81</span> <span><span> </span>New Terms:<span> </span>4.68% interest, monthly payment including escrow: $1,567.37</span> <span><span> </span>Legal fees and outstanding escrow advances amount waived: <span> </span><span> </span>$13,191.59</span> <strong><em><span><span> </span></span></em></strong><strong><em><span>Lowered Principal balance, lowered interest rate, $13,191.59 of fees waived!</span></em></strong> <p class="MsoNormal"><span><span> </span><span> </span></span>_____________________________________________________________________________<em><span></span></em></p> <p class="MsoNormal"><strong><span>SHORT SALES</span></strong></p> <p class="MsoNormal" align="center"><strong><span style="text-decoration: underline;"><span><span> </span></span></span></strong></p> <p class="MsoNormal"><strong><span style="text-decoration: underline;"><span>JIM<em> </em>T</span></span></strong><span style="text-decoration: underline;"><span>.<span> </span></span></span></p> <p class="MsoNormal"><span><span> </span>Principal loan amount prior to short sale:<span> </span>$651,111.52</span></p> <p class="MsoNormal"><strong><span><span> </span>RESULTS:</span></strong></p> <p class="MsoNormal"><span><span> </span><strong>Short Sale lender Accepted: $447,950 as debt paid in full</strong></span></p> <p class="MsoNormal"><strong><em><span><span> </span><span> </span>Overall debt forgiven:<span> </span>$203,161.52</span></em></strong></p> <p class="MsoNormal"><strong><em><span><span> </span></span></em></strong><strong><em><span>Home owner walked away from home with <span style="text-decoration: underline;">NO</span> outstanding financial liability to lenders.</span></em></strong></p> <p class="MsoNormal">_____________________________________________________________________________<span></span></p> <p class="MsoNormal"><strong><span style="text-decoration: underline;"><span>MARIA D.</span></span></strong><span style="text-decoration: underline;"><span><span> </span></span></span></p> <p class="MsoNormal"><span><span> </span>Principal loan amounts prior to short sale:<span> </span>2 Lenders</span></p> <p class="MsoNormal"><span>Senior Short Sale lender: $499,966.69 Junior Short Sale lender: $163,449.09</span> <p class="MsoNormal"><strong><span><span> </span><span>Results:</span></span></strong></p> <p class="MsoNormal"><strong><span>Senior Short Sale lender accepted: $365,573.27 Junior Short Sale lender accepted: $<span> </span>3,250.00</span></strong> <p class="MsoNormal"><strong><em><span><span> </span></span></em></strong><strong><em><span><span> </span>Overall debt forgiven:<span> </span>$294,592.51</span></em></strong></p> <p class="MsoNormal"><strong><em><span><span> </span>Home owner walked away from home with <span style="text-decoration: underline;">NO</span> outstanding financial liability to lenders.</span></em></strong></p> <p class="MsoNormal"><span> </span></p> <p class="MsoPlainText">_____________________________________________________________________________</p> <p class="MsoNormal"></p> <p class="MsoNormal">Sometimes when you are as effective as Tila Solutions, you get attacked.<span> </span>Usually by the competition or possibly even by those you investigate (the lenders or their paid attack dogs).<span> </span>Tila's results speak for themselves, just look at those permanent mods!<span> </span>Tila poses a real threat to who have been trying <span> </span>to take your home!<span> </span>That is why we are most likely the only firm with an A rating by the BBB.<span> </span>What is your bank's rating?<span> </span>Somewhere between a D and a F-?<span> </span>Or the competition –will almost always be scoring below a C.<span> </span>Some have fallen to an F.<span> </span>Tila restores your dignity and self-respect! Despite the attack dogs, Tila Solutions Saves Homes, lives and families.<span> </span></p&g! t; <p class="MsoNormal">You can reach a Tila Solutions Consultant by calling 702-508-0335 or visit their website at <span><strong><span><a href="http://www.tilasolutions.com/"><span>http://www.tilasolutions.com</span></a></span></strong></span><strong>.</strong></p> <p class="MsoNormal"></p> <p class="MsoNormal"><strong>Tags: <span>loan mod, loan modification, foreclose, foreclosure, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, forensic audit</span></strong></p> |
| Website: | http://www.tilasolutions.com |
| Name: | Karen Myers |
| Address: | |
| Phone Number / Email: | patricia796@mail.com |
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