Monday, January 17, 2011

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: Extra Cash at your free time / Earn from home by A

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Friday, January 14, 2011

: Homeowners Must Take A Stand With Forensic Audits

Ads Title*:Homeowners Must Take A Stand With Forensic Audits and Assignment Audits
Ads Description*:Last week the several major newspapers released the news that Bank of America was finding "errors" in the paperwork. The Bank claimed that they found maybe 10 to 25 errors in the first 100 files reviewed; of course many are concerned over the bank's inability to say if it was ten or eleven, or twenty-five. This week, despite their admittance of "flawed foreclosures" (that's just a pretty word for predatory foreclosures or fraudulent foreclosures) they announced that their Foreclosure Frenzy will resume at full speed in 23 states (the judicial states) and Bank of America also claimed foreclosure numbers should be around 100,000. GMAC also announced they will resume their foreclosures as well. JP Morgan Chase has remained silent on the subject thus far.

Once again, homeowners are at great risk, only this time it is hoped that homeowners will be wise enough to stand up to the banks and demand that the bank's presumably predatory foreclosure is in fact valid and correct. Although Bank of America is claiming that the problem was truly only a simple matter of "correcting signatures" which could cause the unaware homeowner to think there is nothing left that he can do to fight the foreclosure process, this is (as usual) false information from the Banks. A quick review reminds us that today thousands of homeowners already know this, which is why they come to Tila Solutions to get Forensic Loan Audits and Assignment Audits.

By this time, most homeowners no longer believe that what the banks say or do is truthful or valid information. They have seen the banks issue fraudulent loans, they have heard the false promises of loan mods that never happen, they have seen the nationwide scandal of illegal foreclosures, and they have heard from friends, family, and neighbors the grievous recounting of seized homes for the want of "missed paperwork", the forms the bank claims never arrived even though the homeowner sent them repeatedly. Tila Solutions Consultants receive these cries for help daily. Tila immediately gets these homeowners empowered through forensics and professional services provided by their company, which in turn has saved their homes.

But, what can the homeowner, with all his newly found wisdom do in the light of Foreclosure Fraud and blatant criminality? Unless he does something, sadly, he will lose his home. The government put on a big display of "how awful it all is", but the foreclosures are resuming. The "Banksters" as they are now being called by many, just claim it is their legal right to foreclose. But, these predatory lenders still only have the right to foreclose if the foreclosure is legal and despite the fact that they "fixed" their documents, most of the foreclosures are still not valid or legal. And the reason lies in the famous "where's the note" strategy, and of course the dubious and shysterish acts the predatory lenders are all guilty of when they created MERS and then assigned 64 million loans to it. If your loan has MERS involved, then you need to immediately protect yourself by getting a complete Assignment Audit done. An Assignment Audit will investigate the l! egality of the loan you were issued, then the tracking and assignment of the Title, as well as the Servicing and Pooling Agreements, and finally thus determine who owns the note, or more commonly the total and complete absence of the note. This audit normally shows your predatory lender is still breaking the law when he is trying to foreclose on you. Only the true and valid holder of the true and valid note has the legal right to foreclose on you.

The lender is not going to help you – unless there's money to be made in it for him -enough money to make it worth his while. Right now, that money is found in foreclosures. Once you get a complete Forensic Loan Audit and Assignment Audit, then you will be able to show the lender he's got no money coming to him by foreclosing on you, so he may as well work with you.

Homeowners don't have to stand alone, against these Banksters, and in fact they shouldn't. Any homeowner can read the reports of abusive and predatory practices by the hundreds on the internet. They know now they need a professional on their side. Tila Solutions has been the icon of strength, wisdom and hope for thousand of homeowners. Visit their website http://www.tilasolutions.com to learn more about this company and what they can do for you. They are busy saving homes. They know the lender lies and deception. They know how to use a forensic loan audit and Assignment Audits to actually stop foreclosures and get you a real loan modification. If you really don't want to lose your home, just call them. They can be reached at (702) 508-0335.

TAGS: foreclose lender, homeowners, Foreclosure, Loan Mod, Loan Modification, Predatory Loans, Predatory Lenders, predatory foreclosure, fraudulent foreclosure, Foreclosure Fraud, Bank of America, GMAC, Chase stalled foreclosures, forensics, forensic loan audit, Banksters, Assignment audit, Tila solutions,Consultants, MERS
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Name:Sean Hansen
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Wednesday, January 12, 2011

: Baru!! Rahasia Ngepet Online

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Tuesday, January 11, 2011

: How Can You Tell If You Have a Predatory Loan?

Ads Title*:How Can You Tell If You Have a Predatory Loan?
Ads Description*:<p>Tila Solutions Consultants are contacted every hour of every day by homeowners who are trying to understand what a predatory loan is and to determine if their loan is a predatory loan. They feel the need to make sense out of their downward spiraling financial situations that seems to be far beyond any ordinary financial struggles. </p>
<p>They know things are not right. They know their mortgage seems to be too high, but they don't know if they are the owners of a predatory loan. Knowing if your loan is predatory is a critical first step to being able to gain a foothold over your lender and get real solutions such as a real loan mod.</p>
<p>The best description of a predatory loan is that it is a loan that puts you on the road to foreclosure the moment you signed the documents. You were destined to fail - and sadly the bank knew it, but gave it to you anyway. It is one of the reasons that homeowners feel so betrayed by the banks today. It is one of the key reasons why they feel so untrusting and uncertain of which way to turn. They feel let down and lied to, and now made to suffer for it. When they failed, the government didn't bail them out, but instead told the banks to while the homeowner footed the bill. But, the government provided no real oversight to ensure the banks cleaned up the mess they made. The homeowner still finds himself left out in the cold, with nowhere to turn. That is why so many come to Tila Solutions for help. </p>
<p>The best way to try and determine if you may have a predatory loan is to look at your own financial situation. Is the loan wiping you out financially? Are your monthly payments, including taxes and insurance consuming more than 31% to 38% of your net income? If it is then there is a very good chance that you have a predatory loan. Keep in mind this is not the only sign. You have to know all the signs. </p>
<p>What will the loan be doing in the future? Do you have an adjustable rate? Is there a balloon payment? Will the escrows in your area continue to go up, and if so, how long can you survive with your current payment? You can't just look to the current picture.</p>
<p>How high is your interest rate? Were you given a fair and just interest rate, or were you penalized with a higher rate because you were considered too high of a risk? </p>
<p>What happened at the closing? Did you sign the loan you were promised? Were you told that things changed and they couldn't give you the loan you were originally offered after all? Were you out of time and had to take what they gave you?</p>
<p>This is not a complete list of the areas that help you identify whether or not you have a predatory loan. One thing to keep in mind: Most subprime loans are predatory loans. If you were put into a subprime loan, then there's a good chance you have a predatory loan.</p>
<p>Did the broker operate in your best interest or his? You may not know, but a Tila Examiner will find out who financially benefitted from that loan! It is important to understand that there are several layers that have to be peeled back to reveal the true impact of a predatory loan.</p>
<p>Tila Solutions receives countless calls and emails from people who have been led to believe there is no way to save their homes. They call Tila because they need help. Real Help - not false hope. Tila is not a loan mod company, they are an audit company. With their forensic loan audits, they help people save their homes and get the loan mods the banks refused to give previously.</p>
<p>Until Tila Solutions conducts the Forensic Loan Review and finds the crimes that the banker is guilty of the homeowner just gets predatory treatment, lies and betrayal from the bank: The homeowner does not make enough money to pay a smaller monthly payment, so the bank refuses to do the loan modification to give them a smaller monthly payment. Of course, the homeowners lose their home to foreclosure trying to keep up on the higher monthly payment.</p>
<p>And that is why people contact Tila Solutions every hour of every day. They need real help and they get it. Tila Solutions comes on the scene and stops, prevents, or stalls foreclosure by revealing the crimes of the bank. Homeowners walk away with loan mods, not penniless and financially destroyed with no place to live. </p>
<p>TILA, RESPA, HOEPA, ECOA. These are the laws that protect borrowers and prevent them from having their lives destroyed through the predatory loans that were passed out by the banks over the past decade.</p>
<p>A Tila Solutions Consultant is available for people by telephone at <b>702 – 508 – 0335</b>. Or you can visit the Tila Solutions website at <b><a href="http://www.tilasolutions.com/">http://www.tilasolutions.com/</a></b> . Borrowers have so much power and strength when they know their rights and use these laws. Tila Solutions helps them do this. </p>
<p>Tags: Forensic-loan-audit, loan mod, loan modification, foreclose, foreclosure, Goldman Sachs, Tila Solutions, Tila, loan, audit, fraud, forensic loan audit, forensic audit, sub prime, mortgage, predatory loan, mortgage fraud, Loan modification, foreclosure information, short sale, 2 stop foreclosure</p>
Website:http://www.tilasolutions.com/
Name:Emily Wyatt
Address:USA
Phone Number / Email:702 – 508 – 0335



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Monday, January 10, 2011

: Lenders are Responsible for Predatory Foreclosures

Ads Title*:Lenders are Responsible for Predatory Foreclosures
Ads Description*:Today's predatory lenders are responsible for predatory foreclosures. While the lenders spend month after month pretending to modify your loan, they can and do ramrod foreclosures through at record speeds, and why? Because they don't bother to follow the laws, regulations or guidelines when foreclosing. Predatory lenders passed out predatory loans for more than a decade, now they are actively engaged in predatory foreclosures. <br><br>
As has been made clear by a number of studies, news releases and private sector companies: the American public have been mislead to believe by both government campaigns and lender lies that the lender is actually going to help him – the homeowner, who has fallen behind by giving him a loan mod. Statistics are showing that 80% of the homeowners who try to work directly with the bank to get this "help" are in fact turned down for modification. <br><br>
Over the past several days three of the major banks have released to the news that they have stalled foreclosures. A closer look reveals that the lenders GMAC, Chase, and Bank of America have only stalled foreclosures for an estimated two to four week window in 23 states. The 23 states are those which specifically use the judicial system to get foreclosures completed. This means that if you are in a state that does what is known as a non-judicial foreclosure, such as California, then your foreclosure is not stalled. <br><br>
News reports have revealed that these three lenders were using "Robo-signers" to sign affidavits. <br><br>
At the root of all three announcements are "robo-signers," middle managers who sign affidavits that allow banks to repossess homes that are in default, without properly reviewing the loan documents. One GMAC employee, Jeffrey Stephan, admitted in depositions that he authorized up to 10,000 foreclosures a month without seeing the files associated with them. At Chase, Beth Ann Cottrell, a robo-signer in Ohio, told a lawyer in a sworn deposition that she signed off on about 18,000 foreclosure affidavits and other documents a month without reviewing all the files. -Wall Street Journal, October 2nd, 2010<br><br>
And what can we predict for the homeowners in those 27 other states, where the lenders' actions are not monitored by the courts? Simply put: a free for all. Homeowners please be diligent and most of all. Watch your backs! Don't listen to your lender, don't believe your lender. He has just lost the ability to foreclose in almost half of the US. There is only one thing on his mind: He's got to replace those lost foreclosure revenues, and FAST! <br><br>
As more and more homeowners get forensic loan audits done on the loan they were given by the bank, it becomes painfully clear that the bank violated federal laws when they gave that loan. The American homeowner has been preyed upon by the banking industry for more than a decade. <br><br>
The lender is not going to help you – unless there's money to be made in it for him -enough money to make it worth his while. <br><br>
What is the actual fact of the situation? The banks need to appear profitable. Every year in the banking industry, the fourth quarter is the quarter to clean up the balance sheets. Now one of the best ways to do that is to remove as many non-performing loans from the books as possible. And that is done through foreclosure. The banks can also collect on insurance policies for those bad loans. And that is more money in the coffers. Coming through the fourth quarter in as profitable of a position as possible is the goal of the banker --not modifying your loan. With almost half of his foreclosure market currently gone, he is going to be in full foreclosure frenzy wherever he is not being regulated, restricted, and watched. <br><br>
If you have not gotten yourself any type of professional assistance, now is the time to get it. And if you are not using forensics to show the lender the kind of illegal loan that he wrote for you to sign, then chances are you will become a fourth quarter foreclosure statistic. Arm yourself. Save your home. Don't be mislead. <br><br>
Homeowners don't have to stand alone, they don't have to be abused and preyed upon. They just need a professional on their side and that would be the trained professionals at Tila Solutions. Visit their website <a href="http://www.tilasolutions.com/">http://www.tilasolutions.com/</a> to learn more about this company and what they can do for you. Or Call a Tila Solutions Consultant at 1 — 7 0 2 -- 5 0 8 – 0 3 3 5. They are busy saving homes. They know the lender lies and deception. They know how to use a forensic loan audit to actually get you a real loan modification. If you really don't want to lose your home, just call them. <br><br>
Key Words: foreclose lender, homeowners, Foreclosure, Loan Mod, Loan Modification, Predatory Loans, Predatory Lenders, predatory foreclosure, Bank of America, GMAC, Chase stalled foreclosures, forensics, forensic loan audit
Website:http://www.tilasolutions.com
Name:Jenny Hillman
Address:USA
Phone Number / Email:John750911@yahoo.com



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